PSL 2021 Eliminator 1 PES vs KAR LIVE: best way to watch Peshawar Zalmi vs Karachi Kings Live Streaming in your country, India, Follow Live update Euro 2020- Switzerland beat Turkey 3-1: Shaqiri’s brace keep Switzerland hopes alive; Turkey face exit from Euros Cricket Football Cricket TAGSHabib BankHabib Bank PartnershipsHabib Bank SponsorshipsImran KhanPakistan cricketQuaid-e-Azam TrophyQuaid-e-Azam Trophy champions SHARE Facebook Twitter Habib Bank ends 43-year-old ties with Pak domestic cricket, scraps team Cricket WTC Final LIVE: Devon Conway continues red-hot form, slams fifty to provide New Zealand dream start BCCI Apex Council Meet: BCCI to bid for 3 major global events in next tournament cycle starting from 2024; Check by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikePhotoStickHow To Back Up All Your Old Photos In SecondsPhotoStickUndoCapital One ShoppingThis hack can uncover JOANN discounts you don’t know aboutCapital One ShoppingUndoGrammarlyAdvertisement Avoid Grammatical Errors with This Helpful Browser ExtensionGrammarlyUndoAccording to the report published in The News, HBL has already abolished its football, hockey, table tennis, volleyball and badminton teams in 2016. Cricket is the latest casualty. The bank has not to renewed contracts of its cricketers after March 31.Habib Bank’s sports division was set up in the early 1970s and its cricket team was formed in 1975. Since then, HBL did not miss a single season of domestic cricket.However, this decision is not linked to recent moves to remove departmental cricket from the domestic structure, according to an HBL spokesperson. He confirmed that though the cricket team will stop existing, ironically the bank will continue to invest in PSL, the current deal is pegged at over $ 12 million.Also Read: Sarfaraz to lead Pakistan cricket team in 2019 World Cup: PCB Chairman“To continue to invest in PSL, and in the larger interest of cricket in Pakistan, HBL will redeploy its valuable resources from other avenues. HBL’s title sponsorship of the PSL reflects our passion for the development of youth and the discovery of cricketing talent,”the bank spokesperson said. “The PSL has given an opportunity to countless young cricketers to display their talent at a national and international level.”Till the end of the last millennium, players were employed with the company, but after the privatisation of the bank in 2004, players were handed contracts, which were renewed ahead of every season. With the latest development, as many as 26 players and six support staffers have lost their contracts.“HBL will look after the interests of its cricket team members in line with its policies,” a statement said. “It foresees a great future for cricket in Pakistan where PSL will remain a catalyst for bringing international cricket to Pakistan and enabling more matches to be played in the country.”HBL’s move aligns well with the PCB’s in-principle decision to scrap departments from the first-class structure after prime minister Imran Khan decided to restructure Pakistan’s first-class cricket only on the basis of regional affiliations.Also Read: West Indies women to help PCB revive international cricket in Pakistan WI vs SA 2nd Test Day 3 Live: South Africa lose early wickets; SA 50/3 (16.4 ov)- Follow Live Updates Cricket Cricket Cricket Pakistan Cricket has lost its biggest backer of the domestic cricket, the Habib Bank Limited (HBL). A regular feature in the Pakistan’s domestic first class cricket – Quaid-e-Azam Trophy – for 43 years, the Habib Bank team has been scrapped.Habib Bank are the current Quaid-e-Azam Trophy champions. Share on Facebook Tweet on Twitter Previous articleTokyo 2020 announces Olympics ticketing processNext articleHEAL Institute provides bearable ECG monitoring at Mumbai Cyclothon Kunal DhyaniSports Tech enthusiast, he reports on Sports Tech industry and writes on sports products. WTC Final IND vs NZ: Virat Kohli displays his dancing skills on the beats of Bharat Army’s Dhol; Watch video Euro 2020, Italy vs Wales LIVE: Matteo Pessina goal helps Italy beat Wales, finish top of Group A with flawless record; Follow Live Updates RELATED ARTICLESMORE FROM AUTHOR WTC Final Day 3 Stumps: India remove Conway and Latham but Kiwis on top; NZ 101/2 (49 ovs) trail by 116 runs Latest Sports News Football By Kunal Dhyani – April 19, 2019 Cricket CricketLatest Sports NewsSports BusinessNewsSport Tokyo Olympics: BCCI provides fuel in Indian Olympic flame, to contribute Rs 10 crore YourBump15 Actors That Hollywood Banned For LifeYourBump|SponsoredSponsoredUndoDefinitionTime Was Not Kind To These 28 CelebritiesDefinition|SponsoredSponsoredUndoPost FunThese Twins Were Named “Most Beautiful In The World,” Wait Until You See Them TodayPost Fun|SponsoredSponsoredUndoDaily FunnyFemale Athlete Fails You Can’t Look Away FromDaily Funny|SponsoredSponsoredUndoMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStory|SponsoredSponsoredUndoDefinitionWhat ‘Harry Potter’ Characters Were Actually Supposed To Look LikeDefinition|SponsoredSponsoredUndo PSL 2021 Qualifier 1 ISL vs MUL LIVE: best way to watch Islamabad United vs Multan Sultans Live Streaming in your country, India, Follow…
Photographs: Olav Resell Manufacturers Brands with products used in this architecture project Year: “COPY” ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/928696/villa-void-house-resell-plus-nicca Clipboard Villa Void / Resell+Nicca Norway Manufacturers: Swisspearl, Oslo Finerfabrikk, nordvestvinduet, Bentley Systems, Jømna, Svenneby Sag og Høvel Photographs CopyHouses•Viken, Norway Projects CopyAbout this officeResell+NiccaOfficeFollowProductWood#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesOn FacebookVikenNorwayPublished on November 21, 2019Cite: “Villa Void / Resell+Nicca” 21 Nov 2019. ArchDaily. Accessed 10 Jun 2021.
All images: copyright IKEA Advertisement Tagged with: corporate Fundraising ideas Save the Children Unicef IKEA will be selling a new range of toys from next week, designed by children, to raise funds for six charities.The month-long Play for Change campaign will see funds raised from the toy sales go to six non-profit organisations that run projects devoted to children’s rights to play and develop in countries across Asia, Africa and the Middle East to fund the creation of safe spaces for vulnerable children to play.The campaign launches on 20th November: UN Universal Children’s Day, and for every item of IKEA’s 270-product play range sold between 20th November and 24th December, IKEA Foundation will donate €1 to its six non-profit partners.While in previous years, the funds from IKEA’s annual Soft Toys for Education campaign have gone to UNICEF and Save the Children, this year the Foundation has widened the campaign to also benefit Handicap International, Room to Read, Special Olympics, and War Child.The toy collection, called SAGOSKATT, has been designed by children from across the world who were asked to let their imagination run wild and create fantastic creatures as part of its Soft Toys Drawing Competition. Ten winners were picked, aged between five and nine, from over 50,000 entries, with their drawings recreated as soft toys.This year the campaign aims to raise €770,000 in the UK & Ireland. So far, As a result of its annual campaign, the IKEA Foundation has donated a worldwide total of €88 million to support educational projects for Save the Children and UNICEF, raising €11.1 million in 2015 alone.Maria Thorn, business area manager for Children’s IKEA said:“We know just how valuable it is for children to play. Play helps you learn new things and how to interact with people. It is essential. We know that play is learning for life. It is essential for wellbeing and happiness and it spurs creativity – for both children and grown-ups. We want to help everyone to say yes to play.” About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com. AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis32 222 total views, 2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis32 Melanie May | 17 November 2016 | News IKEA launches new fundraising range of toys designed by children 221 total views, 1 views today
199 total views, 1 views today A new service launches later this month that will help people working in charities find a mentor from industry.The service, provided by Cohort, is designed to help charity staff gain a new and external perspective, learn new skills and find new ways to solve problems. The mentoring relationships run for three months.Cohort focuses on getting more people to share their skills and experiences together. It helps the mentee identify objectives for the mentoring, finds an appropriate mentor, and then supports the mentoring process to ensure that the objectives are met.Cohort’s founder Chris Walters, explained:“We know it can be challenging for people working in charities to develop new skills and how powerful it is to get the guidance and validation of an experienced person working on similar problems outside of the charity sector. We also know there are many experienced people out there who would love to use their skills and experience to help a good cause. We bring these people together and give them some support along the way to help them have focused and productive mentoring relationships.” Tagged with: corporate mentoring Pilot schemeSaint Albans-based Cohort has been running a pilot of the scheme in the past few months.Lisa from World Child Cancer took part and said of her experience of mentoring:“Phil has given me so much confidence in my abilities and it has been great having a mentor outside of my organisation to go to for advice and words of wisdom! I would recommend this to experience to anyone.”Receive mentoringCohort is inviting applications for mentoring from individuals who work in charity or nonprofit organisations. Applications can come from individuals or organisations.Provide mentoringIt is also inviting enquiries from businesses which want their employees to apply their skills in a new context while fulfilling the business’s social responsibility objectives. About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. New service matches industry mentors with charity staff Howard Lake | 12 January 2017 | News Advertisement 200 total views, 2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis24 AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis24
Parents and siblings of murdered journalist Jan Kuciak visit his grave at a cemetery in Stiavnik, central Slovakia / AFP Despite undeniable progress in the investigation into the double murder of Slovak journalist Ján Kuciak and his partner Martina Kušnírová a year ago, there is concern about political interference. Reporters Without Borders (RSF) urges the Slovak authorities to ensure that the investigation continues to be conducted in a completely independent manner. Slovak premier visits RSF, encouraged to turn his country into “press freedom model for Europe” News June 2, 2021 Find out more Vanek resigned following these revelations but Glváč, a member of the ruling party, has not. While acknowledging that he had exchanged texts and selfies with her, he denied that he had been subjected to any pressure. Organisation to go further News RSF_en As well as being very close to Kočner, Alena Zs. had also been introduced to high-ranking Slovak officials and politicians. The newspaper Denník N reported last month that she had been in contact with deputy prosecutor general René Vanek and parliamentary deputy speaker Martin Glváč prior to Kuciak’s murder and that she had remained in contact with Vanek until three days before her arrest. Follow the news on Slovakia This part of the investigation concerns Daniel Lipšic, the Kuciak family’s lawyer, who is a former justice minister for a party now in opposition. He is also a sworn enemy of Kočner and was himself the target of a murder plot. The Kušnírová family’s lawyer, Roman Kvasnica, told RSF that he feared that evidence that is compromising for certain people close to the case would be used against them with the aim of obstructing the investigation. February 17, 2019 – Updated on February 18, 2019 Slovakia: Concern about political meddling in year-old Kuciak murder investigation Kočner is now strongly suspected of being the mastermind of Kuciak’s murder, or one of the masterminds. Although detained, he still reportedly has a vast network of contacts within the Slovak state that he can count on for help. If the bill is approved, “there will be more repression,” said Beata Balogová of the newspaper SME, while Peter Bárdy of Aktuality.sk (Kuciak’s news website) said he regarded the bill as an attempt to “gag and punish independent media.” Denník N’s Matúš Kostolný said: “The politicians are attacking journalists and fleeing responses themselves.” Slovakia is ranked 27th out of 180 countries in RSF’s 2018 World Press Freedom Index after falling ten places in the space of a year. He said he feared that “persons acted or could still be acting on behalf of the Slovak Republic and may have helped create the environment that led to the death of these two innocent young people.” He said he was nonetheless confident that the investigation would be concluded successfully thanks to the integrity of the chief investigator, who no one would dare obstruct if the investigation continued to receive national and international coverage. The ruling Smer party has just proposed a very controversial law under which media outlets could be fined heavily for failing to give politicians space to reply whenever they feel that something published has “damaged their reputation” or “violated their privacy.” The timing is alarming, given that the media’s revelations about politicians have helped this investigation to progress. News Receive email alerts Use the Digital Services Act to make democracy prevail over platform interests, RSF tells EU Help by sharing this information In September 2018, the police charged four suspects, one of whom, a woman identified as Alena Zs, is now also suspected of helping to prepare other murders. She worked for Marian Kočner, a Slovak businessman who had Kuciak placed under surveillance because he thought Kuciak was taking too much interest in his affairs. The subject of several judicial proceedings, Kočner is now also detained. SlovakiaEurope – Central Asia Protecting journalistsProtecting sources CorruptionOrganized crimeImpunityJudicial harassmentViolence “A year after the murder, politicians should be working to provide journalists with better protection and to ensure that the police and judicial authorities are operating in a completely independent manner,” said Pauline Adès-Mével, the head of RSF’s European Union and Balkans desk. “Instead, the opposite is happening. Certain politicians seem to be concerned above all to defend their interests and protect themselves.” SlovakiaEurope – Central Asia Protecting journalistsProtecting sources CorruptionOrganized crimeImpunityJudicial harassmentViolence Despite the very visible signs of progress, the lawyers representing the families of the victims are concerned about the investigation’s independence following recent political interventions. The interior minister, the prosecutor general and the head of the police decided on 5 February that they were transferring part of the investigation to the police inspectorate, which normally investigates wrongdoing within the police force and which is under the interior minister’s direct control. Kvasnica is also disturbed by the reports that Kuciak was shot by a former police officer after being spied on by former intelligence officers with the help of intelligence from the police. Aged 27, Kuciak had been doing investigative reporting on corruption, tax fraud and links between high-ranking Slovak politicians and the Italian mafia when he and his partner were shot dead in their home near Bratislava on 21 February 2018. February 4, 2021 Find out more News RSF and 60 other organisations call for an EU anti-SLAPP directive December 2, 2020 Find out more
Subscribe Tagged with: Atlas Real Estate DivcoWest Ryan Boykin Tony Julianelle Servicers Navigate the Post-Pandemic World 2 days ago Print This Post Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Share Save Eric C. Peck has 20-plus years’ experience covering the mortgage industry, he most recently served as Editor-in-Chief for The Mortgage Press and National Mortgage Professional Magazine. Peck graduated from the New York Institute of Technology where he received his B.A. in Communication Arts/Media. After graduating, he began his professional career with Videography Magazine before landing in the mortgage space. Peck has edited three published books and has served as Copy Editor for Entrepreneur.com. Home / Daily Dose / $1 Billion Joint Venture Focuses on SFR Market About Author: Eric C. Peck $1 Billion Joint Venture Focuses on SFR Market Related Articles Atlas Real Estate has entered into a joint venture partnership with DivcoWest to invest $250 million of equity in single-family homes as rentals throughout the Western U.S. The joint venture expects to deploy $1 billion acquiring and renovating homes in areas where Atlas currently manages more than 4,200 units, including Colorado, Arizona, Idaho, Nevada, and Utah.“DivcoWest’s partnership with Atlas is a testament to our decade-plus history as an acquisition partner and the long-standing relationships we have cultivated with institutional investors since our inception,” said Ryan Boykin, Co-Founder of Atlas Real Estate. “The start of this new joint venture also points to the strength of the SFR housing sector and to the full-service real estate investment platform Atlas has created.”Founded in 2013, Atlas Real Estate specializes in investment brokerage, property management, and institutional acquisition. Established in 1993, DivcoWest is a multidisciplinary investment firm headquartered in San Francisco.“The new partnership between Atlas and DivcoWest enables us to live up to our mission as a company: ‘To Uplift Humanity Through Real Estate,’” said Tony Julianelle, CEO of Atlas Real Estate. “The joint venture will function to increase the inventory of single-family rentals in Atlas-managed markets, presenting a tangible opportunity to serve people and create a positive resident experience, while helping meet the supply demands by providing high-quality housing.”On Wednesday, May 12, the Five Star Institute will present its 2021 Single-Family Rental Summit (SFRS) at The Four Seasons Resort and Club Dallas at Las Colinas. The in-person event brings together top subject matter experts and skilled SFR practitioners who will lead discussion panels and training sessions that will answer questions and offer viable solutions related to property acquisition and management, financing, strategies for small, midcap, and large investors, and new developments related to technology and professional services.More information about the agenda, registration, and other event details are available here. Sign up for DS News Daily April 27, 2021 778 Views The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Journal, News Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: Could the ‘Wealth Effect’ Mean More Homes on the Market? Next: A Breakdown of FEMA’s New Flood Insurance Rating Procedures Demand Propels Home Prices Upward 2 days ago Atlas Real Estate DivcoWest Ryan Boykin Tony Julianelle 2021-04-27 Eric C. Peck Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago
PSNI and Gardai urged to investigate Adams’ claims he sheltered on-the-run suspect in Donegal Twitter Google+ Siptu heralds “significant” Labour Court victory for Home Help workers Facebook Google+ HSE warns of ‘widespread cancellations’ of appointments next week SIPTU says a Labour Court ruling on Home Helps’ contracts of employment effectively puts them on a par with other HSE employees, and curtails the threatened outsourcing of the service.The union is hosting two meetings for Home Helps in Donegal on Tuesday next to brief them on the ruling and outline what it means for them.SIPTU says the ruling followed an intensive campaign of protest, lobbying and campaigning by Donegal Home Helps and their supporters, with over people working for the service in the county.Declan Ferry is Siptu’s Health Service organiser in Donegal……..[podcast]http://www.highlandradio.com/wp-content/uploads/2013/10/ferryhomehelps.mp3[/podcast] Man arrested in Derry on suspicion of drugs and criminal property offences released By News Highland – October 25, 2013 Facebook Pinterest Previous articleCouncillor converned over future of County Council following recent incidentsNext articlePublic consultation in Gweedore on SF’s alternative Gaeltacht Bill News Highland Dail to vote later on extending emergency Covid powers RELATED ARTICLESMORE FROM AUTHOR Dail hears questions over design, funding and operation of Mica redress scheme WhatsApp Twitter News Pinterest WhatsApp Man arrested on suspicion of drugs and criminal property offences in Derry
Facebook Previous articlePSNI to launch Bloody Sunday murder inquiryNext articleHealth Minster:Case of Letterkenny mom driving sick child to hospital ‘unacceptable’ News Highland WhatsApp 75 positive cases of Covid confirmed in North News Further drop in people receiving PUP in Donegal Fire and bomb alert cause traffic disruptions in Derry There is disruption to traffic in Derry this afternoon.Following a fire in the area, Carlisle Road in Derry is now down to one lane.The lane heading from Craigavon Bridge to Foyleside Shopping Centre is closed to traffic. The other lane is open.And following a search of a house at Hawkin Street – a number of homes and commercial premises have been evacuated.ATO have been deployed to examine a suspicious object. Carlisle Road is open to traffic. Google+ By News Highland – December 20, 2012 Gardai continue to investigate Kilmacrennan fire Man arrested on suspicion of drugs and criminal property offences in Derry Pinterest Twitter Pinterest Google+ Main Evening News, Sport and Obituaries Tuesday May 25th 365 additional cases of Covid-19 in Republic RELATED ARTICLESMORE FROM AUTHOR WhatsApp Facebook Twitter
Twitter Georgia man arrested in La Porte County after speeding, carrying loaded firearm Pinterest Google+ By Brooklyne Beatty – June 16, 2020 1 522 Twitter WhatsApp Google+ WhatsApp Facebook Facebook IndianaLocalNews Pinterest (Photo Supplied/La Porte County Sheriff’s Office) A Georgia man was arrested in La Porte County after a traffic stop revealed he was in possession of illegal weapons.It all began when a deputy was driving westbound on US 30 just after 5 a.m. Sunday. He detected a vehicle traveling eastbound at 96 miles per hour. The deputy did a u-turn and conducted a traffic stop.The driver was identified as Jerrell Coleman, 44 of Georgia. ABC 57 News reports during the stop, the officer also discovered a loaded firearm in the vehicle.Coleman was arrested and faces a preliminary charge of Possession of a Firearm by a Serious Violent Felon. He’s being held on a $20,500 cash bond. TAGSarrestedGeorgiaIndianaJerrell ColemanLa Porte Countyloaded firearmus 30violent felon Previous articleUPDATE: Silver Alert for Kosciusko County man canceledNext articleIvy Tech enrollment begins next week during Virtual Express Enrollment Day Brooklyne Beatty
1SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Richard Crone Richard Crone is CEO of Crone Consulting LLC, an independent advisory specializing in mobile strategy, personalization and payments.Crone Consulting, LLC has been engaged by every size of financial institution, … Web: www.croneconsulting.com Details The first traunch of the $349 billion in Paycheck Protection Program (PPP) and Economic Injury Disaster Loan Program (EIDL) loans earmarked for small businesses by the CARES Act was exhausted in less than six days. Another $310 billion in PPP and $60 billion in EIDL funding is now waiting in the wings.The rush by small businesses to apply for these loans clearly points to a huge vulnerability for those lending to small and medium-sized businesses (SMBs). Community banks and credit unions unable to make these loans, essentially a grant, to small business customers will not be able to shore up their distressed customers, nor even know they are in distress. Few small financial institutions are approved by the Small Business Administration (SBA) to originate these loans; almost none are capable of doing so completely online at scale without a branch visit.The vulnerability is magnified for credit unions serving sole proprietors and micro-businesses that are dependent on core processors and Credit Union Service Organizations (CUSOs) lacking the online capability.More so than in the first round, PPP 2.0 will require digital reach, scale and speed to protect as many qualifying SMB borrowers as possible before the government money runs out again.This all matters because financial institutions already pre-authorized by the SBA to issue PPP and EIDL loans have a distinct advantage, aiding their existing business borrowers first with federally-guaranteed low interest loans that will be forgiven if certain requirements are met. A byproduct of being able to accept the PPP application, regardless of funding the loans or not, is the forward view to what’s to come as the COVID-19 crisis continues.Surprisingly, a major credit union service organization (CUSO) specializing in SBA loans is quoted in CU Management Magazine saying they don’t consider the PPP/EIDL an opportunity for the credit union movement, suggesting to “…refer members who want those loans to another lender, typically a larger bank or credit union that is already an approved SBA lender.” Why would a financial institution refer an existing borrower to a competitor rather than strengthening their own stressed portfolio with the government-guaranteed PPP/EIDL loans?Referring their own business customers to a competitive financial institution puts both their balance sheet and their client relationships at risk.The SBA creates its own set of bottlenecks. Unfortunately, the SBA’s own web site presumes an in-person applicant, directing SMBs searching for an approved lender to a list of physical branches by zip code, many of which by our test were closed until further notice. No website links to online lenders are provided.A significant challenge is looming for smaller credit unions, not because of making bad loans but because they can’t scale digitally to support their own customers that need help now. Time is of the essence because of the estimated 31 million SMBs qualifying for PPP/EIDLs, many hold less than 10 days’ revenue to cover the payrolls of more than 60 million employees.Woe is the small business that doesn’t have an existing relationship with a digitally-equipped SBA-approved lender. This is demonstrated by the misguided lawsuit brought against Bank of America for prioritizing their existing small business borrowers. Bank of America is actually a shining example for other heritage banks to follow; making the application, origination and funding process totally online without the need to visit a branch and violate social distancing guidelines. Rather than punishing those who were able to stand up the PPP program quickly, attention should be focused on enabling every other lender to do this, including fintechs. The underlying problem is not favoring one’s own customers, it is the fact that only about 1,700 banks and credit unions out of a pool of over 10,000 in the USA are certified to originate the SBA loans. PayPal finally gained SBA approval last week to join them. If Apple can provision an Apple Card in under 3 minutes with Goldman Sachs or Google can open a bank account instantly for any participating financial institution online, then for the greater good maybe fintech innovators should be conscripted now to facilitate online PPP/EIDL loan production, as GM is for ventilators, because this too will save lives & livelihoods. And shouldn’t a financial institution lending to small businesses already meet the standards & requirements for SBA certification? A role for the Defense Production Act?Absent any help from the Defense Production Act, community banks and credit unions must act decisively if they and their SMBs are to benefit from the PPP/EIDL programs, starting by working concurrently on the following steps:Help all your SMBs apply for PPP and EIDL loans, whether or not your institution is an approved SBA lender. Take your cue from accountants that serve SMBs, some of which completed the applications for their clients using the documentation they already produce for payroll, taxes, financial statements, etc.If not an approved SBA lender, then establish immediately a processing relationship with an entity that is, as a referral partner or broker. Ideally you can rely on your current core processor, but if not turn rapidly to those that can turn on the capability quickly on a stand-alone basis.Don’t limit your consideration to old-line legacy processors, you owe it to yourself to also evaluate fintech partnerships, especially for the front-end mobile interface and back-end access to artificial intelligence for straight-through processing with the SBA.Initiate the formal request to be a direct SBA lender so you can eventually supplement referral, broker, fintech and other third-party partnerships pursued above.As any or all of these options are made available, prioritize serving your existing business customers first. Doing so makes it easier to meet the SBA loan requirements and perform due diligence, with the added benefit of foreseeing and forestalling possible challenges in your own lending portfolio, with government loan guarantees.